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How to Cut the Cable CordHome and FinanceCable (or satellite) television is the single most expensive utility for many households. This class will show you many viewing options that are free or much lower cost than cable. We'll discuss the pros and cons of cable, how to get internet without cable, how to get TV from your computer to your television, and much, much more. Find out why and how millions of TV watchers are ditching cable forever!CE Adult Winter/Spring 22-23
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How to Win with Investment PropertiesHome and FinanceEver considered becoming a landlord or investing in real estate but needed more information? Learn about opportunities in today's Twin Cities marketplace, how to analyze a property, tax considerations, and details to put in a lease. Becoming a landlord is work but can be very rewarding. We review all aspects of becoming a landlord from buying, selling and renting. A link to the book- "Reality-Based Real Estate Investing" will be provided- as well as a copy of "Reduce Your Risk in Real Estate" - $45 value.CE Adult Winter/Spring 22-23
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Medicare Made SimpleHome and FinanceAre you new to Medicare? Do you currently have Medicare but don't fully understand what it is or the options for additional coverage? Navigating the world of Medicare can not only feel overwhelming but it also can be confusing. This class will help explain the basics of what Medicare is, what the options are for additional coverage as well as when the different enrollment periods are. No need to bring anything, except for your questions, and perhaps a pen and paper. It's a great time to learn about all the different Medicare options available to you!CE Adult Winter/Spring 22-23
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Savvy Social Security for WomenHome and FinanceSocial Security is one of the few income sources that keeps up with inflation and lasts for life. But most women fail to maximize their benefits because they don’t understand the little-known rules that can help them get more out of the system. Learn how to take advantage of spousal benefits, survivor benefits, divorced-spouse benefits, and even divorced-spouse survivor benefits and why women who are married should make the decision about when their husbands should apply for social security. This workshop is for women and the men who have women in their lives (wives, sisters, and mothers). It features essential information all women need to have if they are concerned about financial security in retirement.CE Adult Winter/Spring 22-23
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Taxes in RetirementHome and FinanceUnderstand how different sources of retirement income are taxed so you can get more bang for your buck in retirement. ATTEND TO LEARN: How the current tax system, Social Security rules and other factors interact to either cost or save you money What an effective marginal tax rate is and why it matters more than your tax bracket How the timing of withdrawals from different retirement income accounts impacts what you keep and what you pay in taxesCE Adult Winter/Spring 22-23
